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Insulin Assessment

HOMA-B Explained

Understanding your pancreas — measure how well your beta cells produce insulin and catch early warning signs.

Updated December 20258 min read

Who is this especially useful for?

  • People with elevated HOMA-IR wanting the complete picture
  • Those with family history of type 2 diabetes
  • Individuals monitoring pre-diabetes progression
  • Anyone tracking metabolic health over time

HOMA-B complements HOMA-IR to show both insulin resistance AND production capacity.

Most discussions of metabolic health focus on insulin resistance — how well your cells respond to insulin. But there's another equally important question: how well is your pancreas producing insulin in the first place?

That's what HOMA-B measures. HOMA-B (Homeostatic Model Assessment of Beta Cell Function) estimates how effectively your pancreatic beta cells are producing insulin. It's the complement to HOMA-IR, and together they tell a more complete metabolic story.

Where to find your Glucose and Insulin values

1
Fasting Glucose: Look for "Glucose, Fasting" or "FBG" (in mg/dL or mmol/L)
2
Fasting Insulin: Find "Insulin, Fasting" (in μU/mL or pmol/L)
3
Important: Both must be from the SAME fasting blood draw

Insulin isn't always included — ask your doctor to add it to your panel

Two Sides of the Same Coin

HOMA-IR

Insulin Resistance

  • How well your cells respond to insulin
  • Higher = more resistant
  • Target: < 1.0 optimal

HOMA-B

Beta Cell Function

  • How well your pancreas produces insulin
  • Both too low AND too high can be problematic
  • Target: 80-120% optimal

What is HOMA-B?

HOMA-B stands for Homeostatic Model Assessment of Beta Cell Function. It was developed alongside HOMA-IR in 1985 by Dr. David Matthews at Oxford University.

Your pancreatic beta cells are responsible for producing insulin. When blood sugar rises, they release insulin to help cells absorb glucose. HOMA-B estimates how much insulin your beta cells are producing relative to your blood glucose level.

The key insight: context matters. Low HOMA-B with normal glucose suggests declining beta cell function. High HOMA-B with normal glucose suggests your pancreas is overworking to compensate for resistance.

The Formula

HOMA-B = (20 × Insulin) ÷ (Glucose − 3.5)

Glucose in mmol/L, Insulin in μU/mL • Result expressed as percentage • Our calculator handles all conversions

Example Calculation

Glucose: 5.0 mmol/L (90 mg/dL)

Insulin: 8 μU/mL

(20 × 8) ÷ (5.0 − 3.5) = 106%

Normal Function

The Progression Pattern

In early insulin resistance, beta cells compensate by producing MORE insulin (high HOMA-B). Over time, if the demand continues, beta cells can "burn out," leading to declining function (low HOMA-B). This is the progression from insulin resistance to type 2 diabetes.

1985

Developed

Oxford University HOMA model

Matthews et al.

80-120%

Optimal Range

Normal, healthy beta cell function

Clinical standard

50%

Decline at T2D

Beta cells ~50% depleted at diagnosis

UKPDS study

What Research Shows

The UK Prospective Diabetes Study (UKPDS) found that by the time type 2 diabetes is diagnosed, approximately 50% of beta cell function has already been lost. This highlights why early detection and intervention is crucial — HOMA-B can detect declining function years before glucose abnormalities appear.

5,100+ participants in UKPDS longitudinal study

How Different Paradigms Interpret HOMA-B

Different medical approaches interpret HOMA-B values through different lenses:

Standard Medical View

Thresholds: 80-120% normal, < 50% or > 200% warrant investigation

HOMA-B helps assess beta cell reserve in diabetes management. Used alongside HbA1c and glucose monitoring.

Low HOMA-B with elevated glucose may indicate need for insulin therapy.

Research Consensus View

Thresholds: Target 80-120% with HOMA-IR < 1.0 for optimal metabolic health

Both metrics should be optimal for long-term health. High HOMA-B without high HOMA-IR is a concern.

Optimize through lifestyle to maintain beta cell health for decades.

Metabolic Focus View

Thresholds: > 150% indicates compensation, < 80% signals declining reserve

High HOMA-B is an early warning of insulin resistance. Falling HOMA-B after being high signals beta cell exhaustion.

Carbohydrate restriction can rapidly reduce the demand on beta cells.

What's a Good HOMA-B Score?

HOMA-BCategoryWhat It Means
< 50%LowSignificantly reduced beta cell function. May indicate advanced metabolic dysfunction or beta cell exhaustion.
50 – 80%Borderline LowReduced beta cell function. Early warning sign that deserves attention.
80 – 120%OptimalNormal, healthy beta cell function. Pancreas is working efficiently.
120 – 200%CompensatingBeta cells producing extra insulin. Often indicates underlying insulin resistance.
> 200%OverworkingBeta cells significantly overworking. High demand from severe insulin resistance.

The Metabolic Trajectory

HOMA-B tells a story about where you are in the metabolic spectrum:

Stage 1: Healthy
HOMA-IR: LowHOMA-B: Normal (80-120%)

Insulin-sensitive cells, efficient pancreas. Goal state.

Stage 2: Early IR
HOMA-IR: ElevatedHOMA-B: High (>120%)

Cells becoming resistant, pancreas compensating. Still reversible.

Stage 3: Progressive IR
HOMA-IR: HighHOMA-B: Very High (>200%)

Severe resistance, pancreas working overtime. Intervention needed.

Stage 4: Beta Cell Decline
HOMA-IR: HighHOMA-B: Falling

Pancreas starting to fail. Blood sugar rises. Pre-diabetes threshold.

Stage 5: Beta Cell Failure
HOMA-IR: May decreaseHOMA-B: Low (<50%)

Insufficient insulin production. Type 2 diabetes territory.

The good news: Stages 1-3 are typically reversible with lifestyle intervention. Even Stage 4 can often be improved.

Interpreting Results in Context

HOMA-B is most meaningful when considered alongside HOMA-IR:

Low HOMA-IR + Normal HOMA-B

Excellent

Healthy metabolic state. Your goal.

High HOMA-IR + High HOMA-B

Early Warning

Insulin resistance with compensation. Time to act.

High HOMA-IR + Normal/Low HOMA-B

Concerning

Resistance without adequate compensation. Beta cells may be declining.

Normal HOMA-IR + Very High HOMA-B

Hidden IR

Glucose looks normal only because pancreas is overworking.

What To Do About Abnormal HOMA-B

Action depends on whether HOMA-B is too high or too low:

If HOMA-B Is Too High (>120%)

Beta cells are compensating for insulin resistance:

1

Improve insulin sensitivity

Diet, exercise, weight loss

2

Reduce refined carbohydrates

Lower demand on beta cells

3

Add resistance training

Builds glucose-absorbing muscle

4

Monitor HOMA-IR

Address the root cause

If HOMA-B Is Too Low (<80%)

Beta cell function is declining — more serious:

1

Medical consultation

Discuss with your doctor

2

Frequent glucose monitoring

Track trends closely

3

Aggressive lifestyle intervention

If not yet diabetic

4

Consider OGTT

For more diagnostic information

Can Beta Cell Function Improve?

Yes, especially in earlier stages. Research shows that aggressive lifestyle intervention (low-carb diets, weight loss, exercise) can restore beta cell function in many people with pre-diabetes or early type 2 diabetes. The key is acting before significant beta cell loss occurs.

Key Takeaways

References

  1. Matthews DR, et al (1985). Homeostasis model assessment: insulin resistance and beta-cell function from fasting plasma glucose and insulin concentrations in man. Diabetologia, 28(7), 412-419. PMID: 3899825
  2. Wallace TM, Levy JC, Matthews DR (2004). Use and abuse of HOMA modeling. Diabetes Care, 27(6), 1487-1495. PMID: 15161807
  3. Festa A, et al (2006). The natural course of beta-cell function in nondiabetic and diabetic individuals: the Insulin Resistance Atherosclerosis Study. Diabetes, 55(4), 1114-1120. PMID: 16567536
  4. DeFronzo RA, Tripathy D (2009). Skeletal muscle insulin resistance is the primary defect in type 2 diabetes. Diabetes Care, 32 Suppl 2, S157-S163. PMID: 19875544
  5. Ferrannini E, et al (2005). Beta-cell function in subjects spanning the range from normal glucose tolerance to overt diabetes: a new analysis. J Clin Endocrinol Metab, 90(1), 493-500. PMID: 15483086

Medical Disclaimer

This article is for educational purposes only. HOMA-B is a screening tool, not a diagnostic test. Always interpret results with your healthcare provider.